ARE YOU BEING WATCHED? WHAT HAPPENS WHEN YOU MAKE CLAIM FOR LONG TERM DISABILITY BENEFITS?

When a person makes a claim for Long Term Disability benefits, under the ERISA statute, they fill out a claim form stating what the condition or conditions are that causes…


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LONG TERM CARE BENEFITS DENIED?

You thought ahead and purchased an insurance policy that would provide you benefits to cover the cost of an assistant care giver to help you when you needed it most….


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YOUR ERISA CLAIM . . . IS THE DISCRETIONARY CLAUSE PROHIBITING YOUR RECOVERY OF BENEFITS?

If you have a group health policy, or group disability or life insurance policy which is governed by ERISA ( The Employees Retirement Income Security Act o 1974 29 U.S.C….


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ERISA – WHAT I NEED TO KNOW & WHAT I NEED TO DO

ERISA law is governed by Federal Statutes and was established to set guidelines for employers to help protect employee’s benefits, such as retirement, disability, health, welfare and other employment-related benefits….


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