Life Insurance Book

LIFE INSURANCE CLAIMS

Like disability insurance, life insurance is a way of thinking ahead and taking steps to protect your family from catastrophic events. In the event of the policy holder’s death, the insurance company will pay the decedent’s family the benefits of the policy so they can make sure to keep up with all their obligations during their time of need. If you are a part of a group life insurance plan issued by your employer, ERISA covers the way the claim is handled. This limits the benefits owed and the type of recovery the court can order, if the benefits are not paid.

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Filing a Life Insurance Claim in California

Filing a life insurance claim in California involves several key steps, and the assistance of an insurance lawyer can be crucial throughout the process.

  • Documentation: Gather all necessary documents including the death certificate, policy documents, and any other required forms.
  • Claim Submission: Submit your claim to the insurance company along with all the required documentation.
  • Insurance Review: The insurance company will review the claim to decide if they will pay your claim or not. Common issues that may arise include disputes over policy terms or the cause of death.
  • Resolution: If your claim is denied, you may need to appeal the decision. Our insurance lawyer can help navigate through disputes, especially if there are issues like beneficiary disputes or allegations of fraud.

Insurance lawyers play a critical role, especially when insurers deny claims. At Todd Krauss, APC, our life insurance claims lawyer can help understand complex policy language, represent policyholders in disputes, and ensure fair handling of claims.

If you have been denied life insurance benefits for the family, give us a call immediately at
(818) 356-4747 for a FREE CONSULTATION.

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